Commercial Insurance

Cash – In – Transit Insurance

This covers goods in transit from any accidental loss, damage or destruction from any cause not otherwise specifically excluded. The cover can, however, be limited to specific perils.

Fidelity Guarantee Insurance

This insurance is taken out by employers to cover acts of dishonesty by employees. Employees may misappropriate money or stock in the course of their employment.

Before accepting to insure such risks, insurers should conduct enquiries geared towards establishing the employees’ previous conduct.

Professional Indemnity Insurance

This insurance protects professional persons (e.g. lawyers, doctors, insurance brokers, engineers, accountants etc) against the legal liability to pay damages and costs to persons sustaining loss through a breach of professional duty.