Auto Insurance
Motor insurance includes the following:-

  • Private motor insurance
  • Commercial vehicle insurance

The levels of cover are as follows:-

  • Third party- This covers the legal liability of the owner or driver towards third parties against injuries or damage to their property.
  • Third party, fire and theft- In addition to the third party cover, it also covers fire and theft.
  • Comprehensive Cover- This covers accidents and malicious damage in addition to the third party, fire and theft policy.
  • Comprehensive cover, especially under private car insurance, attracts extensions like radio cassettes, personal accidents, windscreen, no claim discount and protected no claim discount. For every comprehensive cover taken through Al-fawzein, we offer windscreen cover upto the limits of Kshs 20,000 free and radio cassette/compact disc player upto the limits of Kshs10, 000.

Please note that all motor vehicle insurances contain imposed excess. An excess is the first part of any claim, which is borne by the insured.